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Regulatory Compliance Information

Three Bearings Fiduciary Advisors, Inc., is a registered investment advisor with the United States Securities and Exchange Commission (SEC). In addition to registering with the SEC, Three Bearings Fiduciary Advisors is registered with the states of Maine, New Hampshire and Massachusetts for service of process. When the number of clients in a state exceeds five clients, Three Bearings Fiduciary Advisors will also register for service of process in that state. Three Bearings Fiduciary Advisors renders individualized responses to persons in a particular state only after complying with the state's regulatory requirements, or pursuant to an applicable state exemption or exclusion.

In conjunction with each financial planning engagement or investment management agreement, a copy of Form ADV, Part II, must be delivered to the Client; alternatively, a "brochure" containing the same material information may be provided. You may request a copy of our Form ADV Disclosure Statement, which contains the same material information as our Form ADV, Part II.

This web site provides general information about Three Bearings Fiduciary Advisors and is not intended to offer investment or financial planning advice through the Internet. This site provides a medium for you to read about our approach, to learn about our services and to be able to contact us for further information.

Three Bearings Fiduciary Advisors is allowed to transact business only in states in which we are registered, as cited above, or in which we are excluded or exempted from registration. We must also be registered or exempted or excluded from registration in any state in which we follow up on individualized responses to persons in that State that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation.

The material in this web-site is based on information generally available in the marketplace and is believed to be reliable and authoritative. However, it is not guaranteed as to its accuracy and does not constitute sufficient information to be the basis for sound investment decisions. The information is of a general nature and should not be applied indiscriminately to particular situations wherein it may not be completely applicable.

Three Bearings Fiduciary Advisors takes a long-term approach to investing and investment recommendations are made only after a comprehensive review of a client's situation. A comprehensive review generally includes an assessment of goals & objectives, remaining time to retirement, risk tolerance, and past history of investment attitudes. There are no performance guarantees expressed or implied. Past performance of a security or portfolio is no guarantee of similar success in the future.

For information concerning the licensure status or disciplinary history of Three Bearings Fiduciary Advisors, a prospective client should contact his or her state securities law administrator.

Hyperlinks on this web site are provided as a convenience.  Three Bearings Fiduciary Advisors disclaims any responsibility for information, services or products found on web sites linked hereto.

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