Navigating a clear course toward your financial security.

Three Bearings Fiduciary Advisors® is a fee-only financial planning and investment management firm in southern New Hampshire. 
As certified financial planner (CFP) practitioners working as fee-only financial advisors our only compensation is the fee paid by our client. We provide financial planning services and investment advice on behalf of our clients' best interest.

Fiduciary Advisors in NH

Why a fiduciary?

We don't profit on our recommendations, so you can be sure your best interests are protected.

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Financial Planning Services

Your big picture

Retirement? Paying for college?Running out of money? All of the above?

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How to get started on your financial plan.

How to get started

Learn what a first meeting will entail, what questions to expect, and what you will gain.

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Financial Ideas to Consider


Know the rules to avoid neglecting your old 401(k)

By David T. Mayes, EA, CRPC(R), CFP(R)

In today's work force, 401(k) plans and frequent job changes have replaced pensions and long careers at a single employer More

Retirement planning more challenging for women Rising pay, longer lives change the game

By David T. Mayes, EA, CRPC(R), CFP(R)

Women are more highly educated than ever before and, as a result, have better employment prospects and higher earnings potential than their mothers did. More

Money Talk: Caution urged when investing through self-directed IRAs

By David T. Mayes, EA, CRPC(R), CFP(R)

I recall working with a couple preparing for their impending retirement when the real estate market was still going strong.  More

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